You're Invited to Join Us at Idaho State University for Our 3-Hour Educational Course
Retirement Planning Today
Class Details:
ISU Pond Student Union Building
1080 S. 5th Ave. Pocatello, ID
May 24, 2023 from 6 – 9 p.m.
ISU University Place, CHE Building
1784 Science Center Drive, Idaho Falls, ID
May 24, 2023 from 6 – 9 p.m.
$49 $24.50
SAVE 50% WITH PROMO CODE: RETIRE2023
Questions about the course? Call us at 208.552.9169
Seating is limited on a first-come-first-serve basis. Your course materials will be provided at the event. This course is designed to help retirees properly prepare for retirement – nothing will be sold to you.
Registration Closes In:
Join the Community of Students and Retirees Who've Already Navigated Retirement Planning Today.
Learn from Expert Retirement Instructors, Conquer Your Fears, and Learn the Essentials of a Comprehensive Retirement Plan Designed for YOU.
Check Out These Questions.
Anything Sound like You?
- When the market becomes volatile, are you concerned with how that will impact your retirement savings? Or your lifestyle in retirement?
- Do you wonder when the best time is to take Social Security, or withdraw money from your IRA, 401(k), or pension to maximize benefits?
- When there's economic uncertainty, does the thought of spending your hard-earned money in retirement make you feel uncomfortable – after working your entire life accumulating it?
- Do you want direct live access to experts who can help you answer and address your biggest retirement concerns?
- Are you within 10 years of retirement and would like a holistic strategy designed for you without a "salesy" pitch or solicitation?
- Is your legacy important to you? Ensuring your family is taken care of and the best strategy to make the biggest impact with your money in the most tax-efficient way possible?
- Concerned about how you will be able to cover the cost of a long-term illness in retirement should it arise? And still live the same (if not better) lifestyle as you're living right now?
If You Said "Yes" to Anything...
We Invite You to Our Next Course!
Getting "Peace of Mind" in Retirement...
There's Only One True Solution
You’ve likely heard from your current advisor, or even a friend or loved one, that to have a successful retirement, you need to save in your working years and have a “bulletproof” income strategy or tax plan.
While we agree, there’s much more to it.
The Fact of the Matter is This...
No Amount of Money Will Give You The Peace of Mind You've Earned
Only one thing truly will. That’s being educated and making educated decisions leading up to and in retirement.
Million-dollar portfolios can lose value overnight. Taxes can go up. Social Security rules can change.
Only knowing and, more importantly, understanding each component of your retirement; how your plan is safeguarding your assets and lifestyle; that’s what will give you peace of mind.
This is exactly what you’ll find in this course.
It's Time to Discover the Truth About Retirement
In our 3-Hour, Comprehensive Retirement Class, we’ll equip you with the knowledge and tools to address your biggest retirement concerns and tackle them with confidence.
We’ll drill deeper into real retirement strategies that are typically reserved for only the most wealthy Americans, and help apply them to your own situation – no “all in one” solutions.
In Our Class, You and Your Guest will Learn....
- What to Know So You Don't Outlive Your Retirement Assets
- Strategies to Combat Inflation in Retirement
- Understand Taxes and How They Impact Your Retirement Plan
- Is Early Retirement a Reality in Today's Economy
- How to Manage 401(k) Distributions and RMD's
- Maximize Social Security benefits
- Create & Implement a Retirement Budget
- Differentiate Life Insurance Needs
- Assess Your Risk and Costs of Long-term Care
- Live Your Purpose in Retirement
What We'll Be Covering
What Will Retirement Look Like?
What do you want to accomplish during your retirement years? Pursue hobbies? Travel? Volunteer or work part-time? The course begins with quick individual exercises to help you begin thinking about non-financial planning.
The Real Cost of Retirement
According to the Employee Benefit Research Institute, 55% of workers are very or somewhat confident they will have enough money to "live comfortably" throughout retirement. We'll help you do exercises to determine how much money you'll need to retire in the future.
Effective Retirement Planning
We'll identify the 10 biggest retirement planning mistakes and how to avoid them. In particular, 11 strategies for saving money on this year's taxes. Tax-planning strategies can influence your decisions about your investments, IRA's, employer-sponsored plans, estate planning, & more!
Retirement Income Sources
We'll investigate the many ways to save for retirement and discuss the advantages and disadvantages of each. You'll learn about IRA strategies, employer-sponsored retirement plans, and Social Security benefits to example the choices you must make.
Retirement Plan Distributions
We'll address the crucial decisions people must make about their retirement plans when they actually retire. In most cases, these decisions can't be reversed. We discuss strategies that allow you to take money out of your retirement plan, while maintaining flexibility in retirement.
Investment Vehicle Facts
You'll learn about cash accounts, stocks, bonds, mutual funds, exchange-traded funds, individually managed accounts, tax-deferred annuities, and important considerations before you invest.
Risk Management and Asset Protection
There are common types of investment risks. We will discuss risk management strategies, including various insurance strategies. Medicare and long-term healthcare will be discussed, as well as life insurance.
Estate Planning
It's not just about money, and it includes much more than planning for your death. It involves personal decisions that affect you, your family, and loved ones. Even while you're still living. You'll learn strategies and techniques to minimize or eliminate income, gift and estate taxes, expenses, delays, legal challenges, and a shortage of liquid assets following your death.
Learn from the Best in the Industry!
Our Instructors are Your Guides
Jennifer Landon, Instructor
CEO, President & Advisor
Jordan Anderson, Instructor
COO, Advisor
Investment Advisor Representatives with and Advisory Services offered through Journey Retirement Planning and Investment Management, a SEC Registered Investment Advisor. The content is developed from sources believed to be providing accurate information. The information in this material is not intended as tax or legal advice. Please consult legal or tax professionals for specific information regarding your individual situation. The opinions expressed and material provided are for general information, and should not be considered a solicitation for the purchase or sale of any security. The firm only transacts business in states where it is properly registered, or is excluded or exempted from registration requirements. SEC registration does not constitute an endorsement of the firm by the Commission nor does it indicate that the advisor has attained a particular level of skill or ability. Journey Retirement Planning and Investment Management is not affiliated with any other named entity.